Are you facing Foreclosure? Eviction? IRS/Tax problems? Lawsuits? Repossession? Garnishment? Creditor Harrassment?  Are you overwhelmed with too much debt?  If you answered yes to any of the above, filing for protection under the Federal Bankruptcy laws may be, not only your last option, but your best option too!

Here at the Bankruptcy Assistance Center, a registered trade name of the law firm of Gilman & Edwards, LLC, our experienced lawyers are trained to educate you in how best to decide whether bankruptcy is right for you.  It is an extremely important decision, and one that should not be made without the assistance of qualified, licensed help.

We understand that in today's world many of you are experiencing financial difficulties due to a variety of reasons.  For example, mounting medical bills which were not covered by insurance, divorce, loss of employment, a death in the family, caring for a loved one, or just the overall state of the economy are but just a few reasons people fall behind with their mortgage or car payments, IRS debt, or general credit card bills.

The Federal Bankruptcy laws are designed for just these situations.  The bankruptcy laws are designed to aid those who are experiencing temporary financial difficulties and are unable to right the ship because all of your creditors are trying to collect from you at once. 

Whether you are in need of stopping a foreclosure, eviction, repossession, or a lawsuit, or just need a "fresh start" from your overwhelming debt, Bankruptcy may be the answer.  Filing bankruptcy will stop all creditor action against you.  Whether you are wiping your debts away through the Chapter 7 process or reorganizing your debts under Chapter 13, your creditors will be stopped from pursuing you while you get on your feet and move forward with your life.

Obviously, the credit card companies and the consumer credit counseling organizations would prefer that you pay your bills.  Accordingly, these companies and organizations exert alot of pressure on you not to file bankruptcy. 

In considering bankruptcy, many factors must be addressed--do you have the ability to repay your debts? do you have any equity in assets such as houses or cars? do you have any claims against anyone or other significant assets which may be reached by your creditors?  Don't be fooled-it is a very difficult decision and one that should be made after you have been educated as to all options as well as advantages and disadvantages of bankruptcy.   

Consulting with a bankruptcy attorney at the Bankruptcy Assistance Center who can address not only bankruptcy, but alternatives such as credit counseling or debt consolidation is the best way for you to make an educated decision as to whether bankruptcy is right for you.